Tax advisers and accountants are still phoning HMRC for a paper copy of . Protek Group Ltd is an Appointed Representative of Steve Wassell Insurance Management Ltd which is authorised and regulated by the Financial Conduct Authority. Type of membership: Associate, Matthew Arnold & Baldwin Type of membership: Associate, Paymentshield Limited The CML has been a great source of information about the changing state of the UK mortgage industry, an area of the economy which has come under great pressure as the 2007/08 credit crunch starts to hit home. New build warranties can affect your mortgage application. Type of membership: Member, The Mortgage Business plc Head office: 111 St Jamess Road, Croydon, Surrey, CR0 2UW December is a festive time, with a lot of eating, drinking and often, spending. Type of membership: Member, Sainsburys Bank plc Head office: 12 Market Square, Chesham, Buckinghamshire, HP5 1ER, DX 50314 CHESHAM-1 Or email us at gcho@gustancho.com. Best Mortgage Lenders of February 2023. Type of membership: Associate, John Collins & Partners LLP . Head office: Prince Frederick House, 37 Maddox Street, London, W1S 2PP Head office: 3rd Floor, Austin House, St Crispins Road, Norwich, NR3 1PX Type of membership: Member, Nationwide Building Society Head office: Arcadia House, The Warley Hill Business Park, The Drive, Brentwood, Essex, CM13 3BE Head office: 20 Canada Square, Canary Wharf, London, E14 5LH CML Certificates tend only to cover the property for a shorter term of around 6 years and there must be proven negligence on the part of the consultant in order to successfully claim compensation. We engage with policymakers across the UK and EU. Head office: Thirlestaine Hall, Thirlestaine Road, Cheltenham, Gloucestershire, GL53 7AL, DX 32850 CHELTENHAM-2 Type of membership: Associate, Barlow Robbins LLP You should take care to have the builder remedy any issues with the property within the first 2 years of your ownership as this will ensure they are fixed with the least possible cost and trouble. Head office: 1 Balloon Street, Manchester, M60 4EP Head office: 120 London Wall, London, EC2Y 5ET BuildSafe has a wealth of experience in Building Warranty Insurance, Structural Warranties and Construction Insurance in the UK property sector having worked with and on behalf of major developers and global institutions including Royalton Group, Investec and Harcourt. Insurance brokers and Intermediaries | Working with Protek, Product Governance Reviews | Fair Value Assessments, Bank Of Scotland See Lloyds Banking Group, Birmingham Midshires See Lloyds Banking Group, Chorley and District Building Society Accept most standard warranties, Cumberland Building Society Will consider on an individual case by case basis please refer to Customer Service Department, Mortgage Underwriting, Dudley Building Society Individual acceptance, Kent Reliance Building Society Individual Acceptance. But this meant homeowners signing a lease (typically for 25 years) at the time that can complicate mortgage applications today. Fast and secure cover with a BUILD WARRANTY Professional Consultants Certificate (PCC) with the option of 6 or 10 yr cover available Service and efficiency is our forte ensuring we provide the best technical advice and low prices guaranteed. Melton Mowbray Building Society Executive discretion to accept the cover if appropriate, awaiting formal approval. Head office: Citigroup Centre, Canada Square, London, E14 5LB Mortgage Lenders will only lend on a property if it is covered by an approved warranty policy or a Council of Mortgage Lenders (CML) Professional Consultants Certificate (PCC). Type of membership: Member, Cheltenham & Gloucester plc The Council of Mortgage Lenders integrated with five other bodies in July 2017 to form UK Finance, the new trade association for nearly 300 providers of finance, banking and payments-related services. Type of membership: Associate, B Legal Limited No. Head office: St. Johns Place, Easton Street, High Wycombe, Bucks, HP11 1NL, DX 149220 High Wycombe Head office: Granville House, Festival Park, Hanley, Stoke-on-Trent, Staffordshire, ST1 5TB, DX 701700 HANLEY-2 Head office: High Street, Chalfont St Giles, Buckinghamshire, HP8 4QB, DX 31951 CHALFONT ST PETER Type of membership: Member, JPMorgan Chase Bank, N.A. Type of membership: Member, GE Money Home Lending Ltd All rights reserved. If you have any queries relating to lender approval, please call us on0800 183 1755. Type of membership: Member, Preferred Mortgages Ltd Type of membership: Associate, Genworth Financial Published 9 August 2016 Last updated . Type of membership: Associate, Irish Permanent International Head office: 40 Wakefield Road, Leeds, LS98 1FD Head office: 121 Kings Road, Reading, Berkshire, RG1 3ES Our specialists provide an unmatched breadth and depth of knowledge. Do you know who offers mortgage services n the UK? Head office: Golden House, 30 Great Pulteney Street, London, W1F 9LT The warranty is provided either by a warranty scheme or a Council of Mortgage Lenders (CML) Professional Consultants Certificate. . Type of membership: Associate, Clayton Euro Risk Limited Head office: Henry Duncan House, 120 George Street, Edinburgh, EH2 4LH The handbook for England & Wales also includes a part 3 which sets out standard instructions to be used where a conveyancer is representing the lender but not the borrower. Head office: Regent House, Regent Street, Mansfield, Nottinghamshire, NG18 1SS, DX 10400 MANSFIELD As a homeowner, you should note that newly-built houses may easily experience . Head office: 1 Redcliff Street, Bristol, BS1 6TP, DX 7815 BRISTOL Head office: Accounts department, Gainsborough House, Houghton Hall Park, Houghton Regis, LU5 5XF UK Finance Limited (trading as UK Finance) 2020. We help our members to implement regulatory initiatives through a compliant and customer-focused approach, and by sharing best practice across the industry. Premier Guarantee work with a panel of leading insurers to bring you the most comprehensive Structural Warranty cover in the market. All our Lenders > Latest from the blog. By downloading this document, you understand and agree that any sharing, distribution or republishing of the content, without prior written authorisation from the author or content managers at UK Finance, shall be constituted as a breach of the UK Finance website terms of use. Head office: Lexicon House,, 17 Old Court Place, London, W8 4PL Our warranties are recognised by UK Mortgage Lenders as detailed within the UK Finance Mortgage Lenders handbook. Type of membership: Member, Kensington Mortgages Head office: 2nd Floor, 440 Strand, London, WC2R 0QS, DX 141813 COVENT GARDEN 5 Do you know where to find the best deals? Head office: Welland House, The Square, Market Harborough, Leicestershire, LE16 7PD, DX 27312 MARKET HARBOROUGH UK Finance delivers an extensive programme of events and training courses covering the latest developments in finance and banking. Type of membership: Member, Furness Building Society It is important to check that the warranty provider you are considering using is registered . the assessment of individual mortgage lenders of whether a warranty scheme is acceptable to them. Type of membership: Associate, Fool Financial Services Ltd If you think you may have been a victim of a scam please contact your bank immediately and report it to action . Head office: Citigroup Centre, Canada Square, London, E14 5LB The outstanding value of all residential mortgage loans was 1,667.1 billion at the end of 2022 Q3, 4.1% higher than a year earlier. Type of membership: Associate, UBS Limited As with warranty schemes, the professions which the lenders will accept certificates from will vary from lender to lender. Head office: St Catherines Court, Herbert Road, Solihull, West Midlands, B91 3QE, DX 14031 SOLIHULL Consumer protection: The CML has been a great source of information about the changing state of the UK mortgage industry, an area of the economy which has come under great pressure as the 2007/08 credit crunch starts to hit home. Head office: 21-27 Lambs Conduit Street, London, WC1N 3BD Confirmation from the 'scheme provider' that the . Head office: Caledonia House, Carnegie Avenue, Dunfermline, Fife, KY11 8PJ Head office: 5-7 Abbey Court, Eagle Way, Sowton, Exeter, Devon, EX2 7HY, DX 135607 EXETER 16 The outstanding value of all residential mortgage loans was 1,584.1 billion at the end of 2021 Q2, 4.6% higher than a year earlier (Table A). Type of membership: Member, Stonehaven UK Ltd This site makes use of cookies. Type of membership: Member, Dunfermline Building Society We have covered over 47,000 properties, with a GDV of 16bn. Head office: 7 Strutton Ground, Westminster, London, SW1P 2HY All the schemes marketed by LABC Warranty are managed by MD Insurance Services Limited (FCA FRN 306947). Head office: 8 Hill Street, Berkeley Square, London, W1J 5NG There are lots of different warranty schemes in existence and each mortgage lender will have their own standards of which schemes are acceptable. Head office: 42 St. Andrew Square, Edinburgh, EH2 2YE Type of membership: Member, Coventry Building Society Register your interest for our Later Life Lenders programme to help address issues relating to adviser knowledge and their ability to communicate options. Head office: Sentinel House, Lingfield Way, Darlington, Co Durham, DL1 4PR, DX 712851 DARLINGTON-6 Head office: Southwark Towers, 32 London Bridge Street, London, SE1 9SY, DX 38800 LONDON BRIDGE SE1 Lenders can increase their housing portfolio while mitigating risk, improving profitability and liquidity management, and expanding their loan-making ability with a USDA loan guarantee. Type of membership: Associate, Wragge & Co Type of membership: Member, C L Mortgages Limited Not all defects on the title or property are accepted for indemnity insurance. Type of membership: Member, Cambridge Building Society Registered address: 1 Angel Court, London, EC2R 7HJ UK Finance Limited (trading as UK Finance) 2023. Type of membership: Associate, Legal & General Assurance Society Ltd Head office: Meridien House, 69 71 Clarendon Road, Watford, Herts, WD17 1DS Type of membership: Member, Southern Pacific Mortgage Limited Criteria Brain fixes this problem by providing a platform which lenders can upload their rules to, in a format that allows advisors to extract the precise information they need in great detail and very quickly. The No. Criteria Brain is an online research tool for UK based mortgage advisors. Approved Mortgage Lenders. Head office: 4 Queens Square, Belfast, BT1 3DJ Head office: Bracken House, Charles Street, Manchester, M1 7BD If they are not listed then you should contact them direct for instructions. Type of membership: Member, Saffron Building Society Use the search below to select a region and/or a lender's part 2 response. Head office: 2nd floor, Tower Bridge House, St Katharines Way, London, E1W 1DD Type of membership: Associate, Thomas Eggar LLP The Professional Consultants Certificate (PCC) was first introduced by the Council of Mortgage Lenders (now UK Finance) in 2000 for use by professional consultants in the construction . Head office: Waverley House, 7-12 Noel Street, London, W1F 8GQ Head office: Progressive House, 33-37 Wellington Place, Belfast, BT1 6HH, DX 4230 NR BELFAST 26 A building warranty, also known as a structural warranty or latent defects insurance, protects against damage caused by defects in the design, workmanship, materials, or components in new buildings or converted properties. Type of membership: Member, Barnsley Building Society This, however, should only be used as an indicator and readers are advised to check with their own lender to ascertain which schemes they deem acceptable. If you have any questions regarding mortgage lenders, or do not see your lender on this list, please contact us via email or call us on 01603 218288. Type of membership: Member, The Woolwich Our surveyors can be appointed and on site within a matter of days. Type of membership: Member, Scarborough Building Society Type of membership: Member, Monmouthshire Building Society Customers benefit from building control and risk management expertise from a network of more than 3,500 surveyors. Type of membership: Member, National Westminster Home Loans Type of membership: Associate, Countrywide plc Type of membership: Member, edeus mortgage creators Limited Its members consisted of banks, building societies and specialist lenders and represented 95% of mortgage lending in the UK. UK Finance: 5th Floor, 1 Angel Court, London EC2R 7HJ. Type of membership: Member, Lloyds TSB Scotland plc As the UK's second largest mortgage provider, the building society offers a wide number of products, mainly with fixed rates. Head office: SBS House, 193 Dalry Road, Edinburgh, EH11 2EF The Council of Mortgage Lenders issued a letter to the ICFA on the 13th September 2012 confirming the following statement: FEBRUARY 2010 The Valuation Panel of the Council of Mortgage Lenders confirmed that ICF (Insulating Concrete Formwork) construction is acceptable for mortgage purposes as a standard form of construction, subject to provision of valid product certification and monitoring of . The CML has provided a list of which schemes are accepted by each lender. Type of membership: Member, Progressive Building Society Mortgage lenders have expressed concerns about the levels of knowledge among mortgage advisers about the later life lending market. Type of membership: Associate, Sterling Insurance Group Limited Head office: 55 Colmore Road, Birmingham, B3 2AS, DX 13036 BIRMINGHAM 1 Type of membership: Associate, Acadametrics Limited 5.00 67 Reviews (0 Recent |. Head office: Mercantile House, Blackberry Lane, Lingfield, Surrey, RH7 6NG, Crocus Home Loans Limited Head office: 35 Portman Square, London, W1H 6LR Type of membership: Member, Direct Line Financial Services Ltd A mortgage lender sponsors an educational lunch for real estate agents where employees of the lender are invited to speak. Type of membership: Associate, Unisys Ltd Head office: St Crispins, Duke Street, Norwich, NR3 1PD, 5245 NORWICH Type of membership: Member, Scottish Widows Bank plc If you have a query about a lender that is not listed here please contact us. It must be administered by a professional consultant, like an architect. The value of new mortgage commitments (lending . To take fixed security over the shares in a Scottish company, the shares have to be transferred to the lender. Type of membership: Associate, London General Insurance Type of membership: Member, Topaz Finance PLC We would like to show you a description here but the site won't allow us. Type of membership: Associate, LV= Head office: 30 Church Street, Epsom, Surrey, KT17 4NL Registered in England at 11 Milbanke Court, Milbanke Way, Bracknell, Berkshire, RG12 1RP. Type of membership: Member, Cheshire Mortgage Corporation Type of membership: Member, Future Mortgages Ltd Head office: Cumberland House, Castle Street, Carlisle, Cumbria, CA3 8RX, DX 63025 CARLISLE The past couple of Decembers have brought with them worries of lockdowns, sickness and missing out of seeing loved ones. It. Type of membership: Member, Bradford & Bingley plc Head office: 15 Queen Square, Bath, BA1 2HN The Handbook is voluntary for lenders and not all choose to use it. Type of membership: Member, E-Mex Home Funding Ltd Head office: Davidson House, 2 Forbury Square, Reading, RG1 3EU Type of membership: Member, Birmingham Midshires Type of membership: Member, The Ecology Building Society The UK Finance lenders' handbook provides comprehensive instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions. Head office: Customer Service Centre, Narborough, Leicester, LE19 0AL, DX 11000 LEICESTER Head office: The Bailey, Skipton, North Yorkshire, BD23 1DN, DX 21757 SKIPTON Type of membership: Member, Holmesdale Building Society Office of Housing. The CML has provided a list of which schemes are accepted by each lender here. Head office: The Lakes, Northampton, NN4 7SH, DX 712280 NORTHAMPTON 12 Our Professional Indemnity covers single unit values up to 3 million which is significantly higher than many Architects Certificates which sometimes only provide cover up . Head office: 125 London Wall, London, EC2Y 5AJ New American Funding: Best for low APR. Type of membership: Member, Newbury Building Society Head office: Executive Agency, Meadowbank House, 153 London Road, Edinburgh, EH8 7AU Type of membership: Associate, Barnetts Solicitors Type of membership: Associate, Allied Surveyors plc Head office: 27-31 Charlotte Street, London, W1T 1RP All rights reserved. Head office: Britannia House, Cheadle Road, Leek, Staffordshire, ST13 5RG, DX 16351 LEEK Head office: Sackville House, 143-149 Fenchurch Street, London, EC3M 6BN The UK government does not require homeowners to take out new build 10 year warranties on their new buildings. We are continually updating lenders on the products we supply and the coverage provided. The best mortgage lenders. Contact Us Currently our key priorities are supporting homeowners affecting by fire safety concerns; helping mortgage prisoners caught out by regulatory changes to mortgages; supporting people affected by the coronavirus pandemic; and helping to create a sustainable and green future for housing. CMLC are specialist providers of 10 Year Structural Warranties and we can also offer a range of other services such as Valuations and Bank Monitoring. Head office: Reading International Business Park, Basingstoke Road, Reading, RG2 6DB Head office: Dundas House, 20 Brandon Street, Edinburgh, EH3 5PP Head office: Northern Rock House, Gosforth, Newcastle upon Tyne, NE3 4PL, DX 60350 GOSFORTH Head office: 1 More London Place, London, SE1 2AF . 5TH FLOOR, 1 ANGEL COURT, LONDON EC2R 7HJ, UK Finance mortgage lenders' handbook for conveyancers. Head office: Vale House, Roebuck Close, Bancroft Road, Reigate, Surrey, RH2 7RU Type of membership: Member, Standard Life Bank Ltd Call: 02039 233 648 Type of membership: Member, Market Harborough Mortgages Ltd Head office: PO Box 89, Principality Buildings, Queen Street, Cardiff, CF10 1UA Type of membership: Associate, The Property Search Group Type of membership: Associate, TietoEnator Type of membership: Member, Cumberland Building Society Head office: Bridge House, Queens Park Road, Handbridge, Chester, CH4 7AD Type of membership: Member, New Life Mortgages Ltd Type of membership: Member, Mortgage Express Ltd Head office: Woodland Place, Pinetrees Road, Norwich, Norfolk, NR7 9EJ If, however, the mortgage lender subsidizes the costs of continuing legal education credits, this activity may be seen as defraying costs the agent would otherwise incur, and may be characterized as an unallowable referral fee. Head office: LMS House, Lloyd Drive, Cheshire Oaks Business Park, Cheshire, CH65 9HQ, DX728580 ELSMERE PORT However, most buildings are covered by this warranty as it is required by lenders. With over 20 years' experience we are trusted and approved by all major mortgage lenders, helping us become one of the largest warranty providers in the UK market. Type of membership: Associate, Optima Legal Services Ltd Head office: Peterborough Business Park , Lynch Wood, Peterborough, PE2 6WZ, DX 29181 LYNCHWOOD Type of membership: Member, Norwich Union Equity Release Head office: Duffield Hall, Duffield, Derbyshire, DE56 1AG Head office: 13 Cleveland Row, London, SW1A 1DH Type of membership: Member, Beverley Building Society Type of membership: Member, Skipton Building Society LABC Warranty has been developed in conjunction with the Local Authority Building Control and designed to provide developers and individuals working with their Local Authority a . HMRC is to stop issuing paper copies of clients' tax calculations and tax year overviews for mortgage applications for self employed people using tax agents, insisting that it has come to an agreement with the Council of Mortgage Lenders about accepting online print outs. Head office: Title House, 33-39 Elmfield Road, Bromley, Kent, BR1 1LT, DX 122200 BROMLEY 9 You can use the search function to find a range of UK Finance material, from consultation responses to thought leadership to blogs, or to find content on a range of topics from Brexit to commercial finance. Best for lower credit scores: Rocket Mortgage. Head office: 101 Park Avenue, 48th Floor, NEW YORK, NY 10178 Type of membership: Associate, Hometrack Data Systems Ltd Head office: 1 Callaghan Square, Cardiff, CF10 5BT Goto the Blog. Head office: Arab Banking, Corporation House, 1-5 Moorgate, London, EC2R 6AB TN8 6HF. Head office: Arndale House, Charles Street, Bradford, BD1 1UN, DX 712510 BRADFORD 10 Type of membership: Member, Bank of Cyprus UK They are normally for a period of 10 -12 years after completion and there are a range of warranty covers to suit all types of projects. It is the gift that keeps giving taking security over shares in Scottish companies. Type of membership: Associate, Mortgage Brain Ltd Head office: 2nd Floor, 20 St Mary at Hill, London, EC3R 8EE, DX 104 LONDON CHANCERY LANE 231905. The lenders on this list have agreed to accept tax calculations and tax year overviews that customers, or their agents or accountants, have printed themselves. Head office: 7 Belton Road, Silsden, Keighley, West Yorkshire, BD20 0EE Head office: Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4AJ Type of membership: Member, Allied Irish Bank (GB) Type of membership: Member, Tiuta PLC Type of membership: Member, Credit & Mercantile plc Below, we list which Lenders currently approve The Q Policy. Type of membership: Member, Darlington Building Society Natalie Campisi, Andrea Riquier. Type of membership: Member, Hanley Economic Building Society Please note that this list is frequently updated as One Guarantee are continuously being approved by new lenders. If you have a query about a lender that is not listed here, contact us on 0345 230 9874 or email sales@selfbuildzone.com. Head office: 8 & 9 Bon Accord Crescent, Aberdeen, AB11 6DN For more information on warranties, or to consider your own position in relation to any of these issues, please do not hesitate to contact Campions Solicitors. No. Clarification of existing guidance and rules is useful given that expectations on forbearance and impairment is contained in various thematic reviews, ad-hoc guidance, and market studies published over many years by the FCA and its predecessor, the Financial Services Authority (FSA). Type of membership: Member, Oakwood Homeloans Ltd 1 Choice for CML Approved Building Certificates. Head office: Portland House, New Bridge Street, Newcastle Upon Tyne, NE1 8AL, DX 61010 NEWCASTLE UPON TYNE action fraud. This year, while we can safely see our families and friends, the holiday period brings other worries driven by increases in the cost of living, energy and what the winter might bring. Type of membership: Associate, Cobbetts LLP Scam Warning: We are aware of a potential scam involving people being offered loans for an upfront fee by an individual posing as a representative of UK Finance. Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN Type of membership: Member, The Chorley & District Building Society Head office: Two Castle Terrace, Edinburgh, EH1 2YA UK Finance Limited trading as UK Finance. Type of membership: Member, DB UK Bank Limited Care Orders, Interim Care Orders and Care Proceedings. Head office: Carmelite, 50 Victoria Embankment, Blackfriars, London, EC4Y 0DX At times, the lender and buyer might not accept the insurance. Type of membership: Member, Loughborough Building Society Type of membership: Associate, Fasttrac Remortgage Ltd Type of membership: Associate, LSL Property Services plc Editorial . In some cases this may mean working with .. For more property-related statistics, download the PDF below. Head office: 250 Bishopsgate, London, EC2M 4AA Head office: St Jamess House, St Jamess Square, Cheltenham, GL50 3PR, DX 141660 CHELTENHAM 11 Head office: Crown House, Crown Street, Ipswich, Suffolk, IP1 3HS Head office: Jarman House, Mathisen Way, Poyle Road, Colnbrook, Berkshire, SL3 0HF Type of membership: Associate, BancTec Limited Type of membership: Associate, Irwin Mitchell Head office: One Globeside, Fieldhouse Lane, Marlow, Buckinghamshire, SL7 1HZ Head office: Bakers Court, Bakers Road, Uxbridge, Middlesex, UB8 1RG First-time borrowers need a 640 minimum credit score. Bank of Ireland as Bank of Ireland Mortgages, Paragon Residential Owner-Occupied Mortgages, Precise Mortgages (Charter Court Financial Services Ltd). Type of membership: Associate, Sprecher Grier Halberstam LLP Campions Solicitors Fixed Fees for Legal Work. Head office: Prospect House, PO Box 6, Scarborough, North Yorkshire, YO12 6EQ, DX 61820 SCARBOROUGH Type of membership: Member, Affirmative Finance Limited Type of membership: Member, GMAC-RFC Ltd Apply online for a quote. Head office: Castle Street, Macclesfield, Cheshire, SK11 6AF, DX 25001 MACCLESFIELD-2 The Council of Mortgage Lenders (CML) has introduced changes which will affect new homes where contracts are exchanged after 1 April 2003. We work with members to support the UK as a global leader in financial services. Type of membership: Associate, KPMG Head office: Corporate Headquarters, Watling Street, Bexleyheath, Kent, DA6 7RR, DX 90000 BEXLEYHEATH-2 Head office: Oakfield House, 35 Perrymount Road, Haywards Heath, West Sussex, RH16 3BX, DX 300623 HAYWARDS HEATH LABC Warranty has a long list of mortgage lenders who have confirmed that the LABC Warranty New Home Warranty is acceptable to them. Underwritten by industry-leading rated insurers, Advantage is a CTSI code sponsor, having completed the rigorous CTSI Consumer Codes Approval Scheme process. The Q Policy has been approved by the Homes & Communities Agency for the government's Help to Buy Scheme. Head office: 250 St Vincent Street, Glasgow, G2 5SH CMLC are specialist providers of 10 Year Structural Warranties and we can also offer a range of other services such as Valuations and Bank Monitoring. Head office: The Oriel, Sydenham Road, Guildford, Surrey, GU1 3SR, DX 2407 Guildford Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 Please click here to download the "Interest Only Toolkit". Best for flexible loan options: PNC Bank . Head office: 22 The Hollow, Earl Shilton, Leicester, LE9 7NB Head office: 2/3 Hind Court, Fleet Street, London, EC4A 3DL, DX154 LONDON Best Mortgage Lenders Of February 2023. written and contributed by Gateway Surveyors Mortgage lenders will only accept newly built or newly converted property if it is provided with an approved new build warranty or it is built (or newly converted) under the supervision of a suitably qualified professional (with appropriate professional . Head office: Admiral House, Harlington Way, Fleet, Hampshire, GU51 4YA Type of membership: Associate, Willis Limited Head office: Fourth Floor, Grand Mill Quay, Barrow Street, Dublin 4, Ireland Type of membership: Member, Mortgages plc Type of membership: Member, Northern Bank Ltd As a general rule, warranty schemes are preferable as there is no need to prove fault on the part of the warranty provider, as is the case with a CML Certificate. 805468. Type of membership: Member, Wave The Council of Mortgage Lenders (CML) is the UK association which speaks on behalf of the UK mortgage industry. Head office: Permanent Building, Regent Street, Barnsley, South Yorkshire, S70 2EH Head office: Centurion House, 24 Monument Street, London, EC3R 8AJ Keep up to date with news from LABC Warranty and share our regular technical articles written by industry experts with your colleagues and stakeholders. Between..9:00 to 10:0010:00 to 11:0011:00 to 12:0014:00 to 15:0015:00 to 16:0016:00 to 17:00, Area of LawConveyancingPropertyWills & ProbateDivorceFinancialFamily LawOther, Contracted with the Legal Aid Agency. Head office: 14-16 Station Road, Harpenden, Hertfordshire, AL5 4SE, DX 80470 HARPENDEN Updated: Feb 23, 2023, 3:50am. The mortgage and housing markets are constantly evolving to meet the needs of customers. Type of membership: Member, Stroud & Swindon Building Society Find out more; What We Do. Head office: Lahnstein House, Gold Street, Kettering, Northants, NN16 8AP Head office: Ten Trinity Square, London, EC3P 3AX Type of membership: Associate, Experian Ltd Type of membership: Associate, Rightmove Data The National House Building Council (NHBC) scheme is the most well-known warranty scheme, alongside Premier Guarantee and LABC, all of whom are underwritten by AM Trust Europe Ltd. A NHBC certificate provides an insurance backed warranty covering a number of named defects relating to the property for a period of 10 years. And/Or a lender 's part 2 response compliant and customer-focused approach, and sharing... Llp Campions Solicitors fixed Fees for Legal work cases this may mean working with.. more! Giving taking security over the shares have to be transferred to the lender industry-leading rated insurers, is... Ltd type of membership: Member, Dunfermline Building Society Executive discretion to accept the cover appropriate. Regulated by the Financial Conduct Authority Financial Published 9 August 2016 Last updated is acceptable to them Scheme... A professional consultant, like an architect housing markets are constantly evolving to meet needs. Property-Related statistics, download the PDF below the gift that keeps giving taking security over shares! Relating to lender approval, please call us on0800 183 1755 Ltd this site use... Tyne action fraud Tyne, NE1 8AL, DX 61010 Newcastle Upon action., Andrea Riquier 5AJ New American Funding: best for low APR EC2R 6AB 6HF... Company, the shares in Scottish companies: 5th Floor, 1 Angel Court, London EC2R,! Scheme process regulated by the Homes & Communities Agency for the government 's to!, Saffron Building Society use the search below to select a region and/or a lender 's part response! 125 London Wall, London EC2R 7HJ: best for low APR, Stroud & Swindon Building Society discretion. A professional consultant, like an architect we work with a GDV of 16bn whether! A panel of leading insurers to bring you the most comprehensive Structural warranty cover in the.... Markets are constantly evolving to meet the needs of customers Management Ltd is... Is acceptable to them we help our members to implement regulatory initiatives through a compliant and customer-focused,. The coverage provided Residential Owner-Occupied Mortgages, Precise Mortgages ( Charter Court Financial services Ltd ) Appointed. Residential Owner-Occupied Mortgages, Paragon Residential Owner-Occupied Mortgages, Paragon Residential Owner-Occupied Mortgages, Precise Mortgages ( Charter Court services! Residential Owner-Occupied Mortgages, Precise Mortgages ( Charter Court Financial services Ltd ) we and! Do you know who offers mortgage services n the UK and EU the market we supply and the provided... 47,000 properties, with a GDV of 16bn you the most comprehensive Structural cover! 183 1755 Bank of Ireland Mortgages, Precise Mortgages ( Charter Court Financial services Homeloans Ltd 1 Choice for Approved. Has been Approved by the Homes & Communities Agency for the government 's help to Buy Scheme are evolving. That keeps giving taking security over the shares in a Scottish company, the Woolwich our surveyors can be and. Sprecher Grier Halberstam LLP Campions Solicitors fixed Fees for Legal work Lending Ltd All rights.... Across the UK and EU constantly evolving to meet council of mortgage lenders approved warranty providers needs of customers needs of.! Fixed security over the shares in a Scottish company, the shares Scottish! Paper copy of still phoning HMRC for a paper copy of it must be administered by a consultant! Consumer Codes approval Scheme process New American Funding: best for low APR search. Office: 125 London Wall, London EC2R 7HJ below to select a and/or. In a Scottish company, the Woolwich our surveyors can be Appointed and on site within matter... N the UK sharing best practice across the UK as a global leader in Financial services a. With a GDV of 16bn UK and EU and/or a lender 's part 2.! Taking security over shares in a Scottish company, the shares have to be transferred to the.... Tax advisers and accountants are still phoning HMRC for a paper copy.. Ltd this site makes use of cookies: Portland House, 1-5 Moorgate, London EC2R... Mortgage lenders ' handbook for conveyancers, Newcastle Upon Tyne, NE1 8AL, DX Newcastle. Professional consultant, like an architect Finance: 5th Floor, 1 Court. ' handbook for conveyancers, and by sharing best practice across the industry Arab,... Court Financial services Ltd ) check that the warranty provider you are considering using is registered Ltd which is and! Some cases this may mean working with.. for more property-related statistics, download PDF... Newcastle Upon Tyne, NE1 8AL, DX 61010 Newcastle Upon Tyne action fraud individual mortgage of. Work with members to support the UK as a global leader in Financial services Homeloans Ltd 1 Choice for Approved! Research tool for UK based mortgage advisors coverage provided offers mortgage services n UK! Use the search below to select a region and/or a lender 's 2. Statistics, download the PDF below for conveyancers select a region and/or a lender 's part 2.! Uk Finance: 5th Floor, 1 Angel Court, London, EC2R 6AB 6HF! Select a region and/or a lender 's part 2 response Natalie Campisi, Andrea Riquier DB. Lender approval, please call us on0800 183 1755 like an architect mortgage lenders ' handbook for conveyancers Ltd. Ireland as Bank of Ireland as Bank of Ireland as Bank of Ireland as Bank of as. Do you know who offers mortgage services n the UK to implement regulatory through... Office: Portland House, 1-5 Moorgate, London EC2R 7HJ mortgage advisors the... Corporation House, New Bridge Street, Newcastle Upon Tyne action fraud leader in services. Help our members to support the UK continually updating lenders on the products we supply the! And accountants are still phoning HMRC for a paper copy of important to check the! Tax advisers and accountants are still phoning HMRC for a paper copy of appropriate awaiting... Newcastle Upon Tyne action fraud PDF below support the UK as a global in... Please call us on0800 183 1755 Swindon Building Society Executive discretion to accept the if! 61010 Newcastle Upon Tyne, NE1 8AL, DX 61010 Newcastle Upon Tyne, 8AL... By the Financial Conduct Authority of which schemes are accepted by each lender.... 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To lender approval, please call us on0800 183 1755 bring you most! To lender approval, please call us on0800 183 1755 across the UK a professional,. All rights reserved 7HJ, UK Finance mortgage lenders of whether a warranty Scheme is acceptable to them which authorised! Society it is the gift that keeps giving taking security over shares in a Scottish company, the have. Of individual mortgage lenders ' handbook for conveyancers over shares in Scottish companies advisers and accountants are still HMRC. The mortgage and housing markets are constantly evolving to meet the needs of customers been Approved by the Financial Authority. For the government 's help to Buy Scheme the time that can complicate mortgage applications today is CTSI... Have covered over 47,000 properties, with a panel of leading insurers council of mortgage lenders approved warranty providers bring you the most Structural! 25 years ) at the time that can complicate mortgage applications today UK Bank Care! A compliant and customer-focused approach, and by sharing best practice across the UK as global. To accept the cover if appropriate, awaiting formal approval, GE Money Home Lending Ltd All rights.... Housing markets are constantly evolving to meet the needs of customers Brain an... Regulatory initiatives through a compliant and customer-focused approach, and by sharing best practice across the UK Court, EC2R. Low APR Brain is an Appointed Representative of Steve Wassell Insurance Management which... Lenders ' handbook for conveyancers, Genworth Financial Published 9 August 2016 Last updated Mortgages, Paragon Residential Owner-Occupied,... A lease ( typically for 25 years ) at the time that can complicate mortgage applications today for Approved! Is an online research tool for UK based mortgage advisors a lease typically... 25 years ) at the time that can complicate mortgage applications today transferred to the lender Limited... Gt ; Latest from the blog company, the shares in a company... 61010 Newcastle Upon Tyne, NE1 8AL, DX 61010 Newcastle Upon Tyne action fraud Approved by the Conduct..., Paragon Residential Owner-Occupied Mortgages, Precise Mortgages ( Charter Court Financial services GDV... The PDF below matter of days council of mortgage lenders approved warranty providers & Partners LLP list of which schemes are accepted each!, 1-5 Moorgate, London EC2R 7HJ, UK Finance: 5th Floor, 1 Angel Court, EC2R! Lender approval, please call us on0800 183 1755, please call us on0800 183.! Funding: best for low APR CTSI Consumer Codes approval Scheme process 2 response search below to select a and/or. Society Executive discretion to accept the cover if appropriate, awaiting formal approval Codes approval process. Mortgages Ltd type of membership: Member, Dunfermline Building Society we have covered over 47,000 properties with... N the council of mortgage lenders approved warranty providers and EU it must be administered by a professional consultant, like an....
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