Here's the full list of Chase's transfer partners. Similarly, if your baggage is delayed, things like clothing and toiletries are covered up to a certain amount until your bag is delivered. When I speak with people about credit card rewards programs and the best cards out there, many of them tend to focus on finding a card without an annual fee. Winner: Amex Platinum is the clear winner when it comes to perks and benefits, which include its $1,400-plus in annual statement credits, expanded airport lounge access, travel protections, and elite status with Marriott and Hilton. Platinum Card by American Express Interest Rates: Earn 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel; earn 5 Membership Rewards perRead More. Nonverbal communication is defined as how people communicate with each other without talking or writing. Up to $100 Saks Fifth Avenue statement credit ($50 every six months). When you subtract the $300 credit from the $550 annual fee, the Chase Sapphire Reservefee is effectively just $250. Depending on your spending patterns, some of these credits may be more useful than others, but most cardmembers should be able to take advantage of at least some of these credits: And, while not an annual credit, Platinum cardholders can be reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck when the application is charged to this cardthe credit is available every four years for Global Entry or every four-and-a-half years for TSA PreCheck. Eligibility and Benefit level varies by Card. Is 12 workers can build a wall in 50 hours how many workers will be required to do the same work in 40 hours? Commissions do not affect our editors' opinions or evaluations. Best Overall: Chase Sapphire Preferred Card. The airline benefit is limited to first 500K in purchases per calendar year; Earn 1 point for every $1 spent on other eligible purchases. Either way, your rewards alone are enough to make up for that $150 remaining in the annual fee. This should be a good start in helping Ryan decide if adding The Platinum Card from American Express is the best strategy for him. For the sake of this article, let's assume you don't get any extra value from spending on the card, and only from the benefits. We welcome your feedback. If you are looking for a cash-back rewards card for your everyday spending, there are better options available than these two cards. However, Amex offers transfer bonuses regularly, stretching your balance farther. The Amex Platinum continues its line of ultra-premium travel benefits by offering free elite status with two popular hotel programsHilton Honors Gold status and Marriott Bonvoy Gold Elite status. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. Weve got your back. Please visit americanexpress.com/benefitsguide for more details. The same can be said of certain perks on the Amex Platinum including statement credits with Saks Fifth Avenue, Clear and select digital entertainment providers. If you are a road warrior looking to maximize your earnings on travel spending, you can do better than either of these cards. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Let me break down why these cards serve such different purposes. That's only $667 per month of spending required to hit the bonus! Ultimate Rewards points with other cards, excellent travel protection, a Priority Pass membership, and more. Improve earnings, maximize rewards and track progress toward dream trips. There are also 11 American Express lounges in international airports. Heres a rundown of TPGs estimated value of a few of the Amex Platinums benefits: (*Enrollment required for select benefits.). To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Nowadays premium credit cards are more popular than ever before. Eligibility and Benefit level varies by Card. Underwritten by AMEX Assurance Company. Lets start with the Chase Sapphire Reserve. Near simultaneously, Chase and Amex have reinvented or refreshed their highly-regarded premium credit cards - Chase Sapphire Reserve (CSR) and The Platinum Card from American Express - adding or enhancing both the base value proposition and benefits. These cards usually offer the most generous rewards and useful perks available for customers who are loyal to a particular airline or hotel chain. The annual fee is $99. With travel picking up steam again, it may make sense to consider the Amex Platinum for its impressive premium travel benefits that you can soon take advantage of and complement it with the Chase Sapphire Reserve due to its earning-power in broad travel and dining categories, $300 easy-to-use travel credit and a plethora of distinguishable benefits from the Amex Platinum. Complimentary DoorDash DashPass membership through Dec. 31, 2024, plus a $5 monthly credit. Customize Reject All Accept All Customize Consent Preferences It doesn't offer 10X on hotels and car rentals like Capital One Venture X, but the Venture X card isn't its direct competitor, the Venture Card, sans "X", is. Because they're both on the higher side, it's likely worth only opening one at a time. Another major cruise line hikes drinks package costs sharply but there's a twist, Get more from your points with these transfer bonuses. Information provided on Forbes Advisor is for educational purposes only. Do you have the Although they both have high annual fees, they each. The. Learn More Terms Apply. With the Chase Sapphire Reserve, the current 60,000-point offer is worth at least $900 towards travel. The Chase Sapphire Reserve offers a sign-up bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening when you spend $4,000 within the first three months of having the card. Since both cards cater to frequent travelers, youll be pleased to learn that neither card charges a foreign transaction fee. (Photo by Wyatt Smith/The Points Guy) TPG Reader Ryan Aguiar already has the Chase Sapphire Reserve, so he knows the card packs a punch with rewards and benefits.Currently, the Sapphire Reserve offers a 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations.It also features an easy-to-use $300 travel . With that in mind, what do I recommend for people who ask me which card they should get? The cards, however, actually complement each other quite well. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. Official application link: Amex Platinum.Official application link: Chase Sapphire Reserve. * That's $750 toward travel when redeemed through Chase Ultimate Rewards . This site does not include all credit card companies or all available credit card offers. I want to get a gold for sustained daily use and a platinum for perks and the SUB. Ultimately, your particular travel patterns will determine which rewards program is better for you. You can estimate your odds of approval by checking for pre-qualified offers you may be eligible for on the American Express website. Youll earn 5 points per dollar on travel purchased through Chase Ultimate Rewards, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases. However, they offer slightly different value propositions. The Chase Sapphire Reserve and American Express Platinum travel cards offer flexible redemption options. The annual percentage rate on your Amex Platinum is between 19.74% and 26.74% while Chase Sapphire reserve has an annual percentage rate between 19.99% and 26.99%. American Express does offer cardmembers options to cover card charges or pay with Membership Rewards points at a number of merchants, which are close enough to cash back to make a comparison. Chase Sapphire Reserve have in common is that they both offer a Priority Pass membership and a Global Entry fee credit. We may receive compensation when you click on links to those products. The Amex Gold welcome bonus is 60,000 points after spending $4000 in the first 6 months of opening your account. He earned his bachelor's degree from Muhlenberg College and his master's from the University of Edinburgh in Scotland, UK. Cost includes $12.95 plus applicable local sales tax. Personally, I have both theAmex Platinumand theChase Sapphire Reserve. The Chase Sapphire Preferred Card carries an annual fee of $95, which is substantially lower than the American Express Platinums $695 annual fee. Meanwhile, Amex Membership Rewards has a whopping 20-plus transfer partners, but not all of them are worth your attention. Next, there's an airline fee credit each calendar year**. Thats because the card offers up to $1,419 worth of credits annually, which could be worth more than double of the annual fee. While these cards are usually presented as an either-or set, there are actually compelling reasons to consider both. The same holds true for Air Canada Aeroplan though if you also hold the Aeroplan Credit Card, you can actually enjoy a 10% bonus on certain transfers from Chase Ultimate Rewards to your Aeroplan account. *Eligibility and benefit level varies by card. Charge card vs Credit Card The Chase Sapphire Reserve is a credit card while the American Express Platinum is a "charge card." A charge card must be paid off in full each month or else you face a hefty monthly fee. If youre trying to decide which card makes the most sense, consider how much value youd get out of the benefits of each card, particularly with the credits offered by the Amex Platinum. Sometimes you can even be reimbursed for airline gift cards that you can apply toward tickets, even though this is an unpublished benefit do some Googling to see whether that works on your airline of choice. All Rights Reserved. There are two long-standing titans of the premium card market. LOANS. Personally, That said, youll often get a better value by transferring your points to the loyalty programs of airlines and hotels instead. American Express additionally offers point transfers to Choice and Hilton, whereas Chase allows point transfers to Hyatt and IHG. Improve earnings, maximize rewards and track progress toward dream trips. High reward potential on flights and hotels booked through American Express Travel, Multiple credits can help justify the fee, Luxury travel benefits and elite status with Hilton and Marriott with enrollment, Maximizing the statement credits takes some work and could be unworkable for many, Reward rate outside of travel is sub-par for a premium card. Please visit americanexpress.com/benefitsguide for more details. The Amex Platinum offers 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Fee-only vs. commission financial advisor, my full review of the Chase Sapphire Reserve, how I got more than $2,000 in value my first year with the Amex Platinum, read more about the Sapphire Reserve's trip delay insurance here, transfer them to a frequent flyer partner and redeem them for premium travel, 11 American Express lounges in international airports, The president of Emirates says passengers will never again be as comfortable as they have been aboard the enormous discontinued Airbus A380, 'Delta may be onto something': Experts describe how the company is winning with customers even though rival airlines can fit more passengers, United's CEO argued it's not a problem that airlines will keep burning tens of millions of cash per day for months, Delta's CEO reveals why the airline industry is nixing the change fees that once produced 3% of revenues and how happier travelers could make up the difference, The pandemic is reshaping airlines and how you fly will never return to 'normal', DHL execs explain how they'll capitalize on the airlift of a lifetime and deliver billions of COVID-19 vaccine doses, New data shows how US airfares plunged alongside demand early in the pandemic, dealing airlines a double blow, United is shifting its strategy as it rebuilds its flight schedule, targeting new pockets of demand in Africa, India, and Hawaii, American will lose its crown as the biggest US airline and could fall behind Delta and United as it struggles to pay off $38 billion in debt, A Bill Gates-backed aviation startup founder reveals how he got $21 million to build a hydrogen plane that won't go to market for a decade, An American Airlines worker reveals why he's giving up his dream job and his paycheck to take a buyout, JetBlue founder David Neeleman reveals how his new airline can succeed by flying weird routes for low prices, Airline CEOs say it doesn't matter how well they protect passengers from COVID-19 travel demand won't bounce back until the pandemic ends, Boeing may have to shell out billions to airlines after regulators erased one of the 737 Max's key selling points, Airbus redesigned a key part of the A350 jet cockpit after spilled drinks caused two midair engine shutdowns, I flew on Qantas' 'Project Sunrise,' a nonstop flight from New York to Sydney, Australia, that took almost 20 hours and covered nearly 10,000 miles here's what it was like. Secondary car rental coverage. Unless you value the airline lounge access or can take advantage of the American Express Platinums many potential credits, most people will find greater value overall with the Chase Sapphire Preferred. These are the best publicly available offers (terms apply) that we have found for each product or service. But with the Amex Platinum, so long as you can find a 150,000-point offer, it's worth a minimum of $1,500 towards travel if not much, much more. Both Chase and American Express partner with Marriott. To me that means the card has a real out of pocket of $250 annually, and for that you receive 3x points on dining and travel, the ability to maximize the value of However, they offer slightly different value propositions. By far, the Amex Platinum includes more shopping benefits, credits and discounts for cardholders than the Chase Sapphire Preferred. The $50 annual credit against hotel purchases made through Chase Travel offsets about half the $95 annual fee. Yes, that means Im paying $1,245 in annual fees, and obviously, thats a massive amount to spend on annual fees. $100 maximum every four years for application to Global Entry, TSA PreCheck or NEXUS. Many of these cards are also available with no annual fee. Forbes Advisors list of the best cash-back credit cards is a good place to start. Amex Platinum and/or Chase Sapphire Reserve, and if so, how does the math work for you? Additional reporting by Joseph Hostetler. Between hotel elite status and Centurion Lounge access, the Amex Platinum is better suited for those looking to enjoy a more luxurious travel lifestyle. Please visit americanexpress.com/benefitsguide for more details. Both cards offer transfers to international airlines like Virgin Atlantic, Air France/KLM and British Airways, which can be used both to book international award tickets and domestic flights within the United States through each programs partner airlines. In this video I explain why I have BOTH the AmEx Platinum and the Chase Sapphire Reserve (CSR). Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. A Priority Pass membership. While you'll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. So far this card member year, I've gotten more than $280 of value from this benefit, with more to come. If instead you redeem your points against travel purchases through the Chase Ultimate Rewards portal or to cover eligible Pay Yourself Back purchases, the Sapphire Preferred sweetens the deal and gives you 25% more value for your points. But if you are loyal to a specific airline and are looking for a premium credit card that will give you access to your preferred airlines network of airport lounges, other than Delta Air Lines, you should consider an airlines co-branded premium credit card. Theyoffer snacks, breakfast, complimentary soft and alcoholic drinks, sometimes more substantial food during meal times, fast Wi-Fi, and spacious, comfortable seats so that you can relax before your flight. The Platinum Card from American Express is the Chase Sapphire Reserve card's main competitor. A Global Entry or TSA Weve got your back. Credit Score ranges are based on FICO credit scoring. No, those numbers are not typos. By clicking "Accept All", you consent to our use of cookies. Some of the larger locations feature showers, too. Give the BNAT exam to get a 100% scholarship for BYJUS coursesNo worries! To view rates and fees for The Platinum Card from American Express please visit this page. Eligibility and Benefit level varies by Card. He primarily covers airlines and air travel. That's $750 when you redeem through Chase Ultimate Rewards. If you are a frequent traveler, the Chase Sapphire Preferred is one of the best travel credit cards of its class. Thats significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower. With the Chase Sapphire Reserve, you can redeem points for travel through Chase's own travel portal at a rate of 1.5 cents per point. Unless you're traveling somewhat regularly and utilizing the full lineup of perks and credits, The additional benefits, such as the $300 annual travel credit and Priority Pass lounge access, are effectively free at that point. Chase Sapphire Preferred Card vs. These are the best publicly available offers (terms apply) that we have found for each product or service. As always, just make sure you fully understand the benefits and rewards associated with both, and have a strategy to maximize the benefits. Amex Platinum. However, if you're looking for a more flexible travel credit, more comprehensive protections and fewer lifestyle perks, the Sapphire Reserve could be a better option. Chase Sapphire Reserve $300 annually, automatically applied to travel spending. We'll run a soft credit check to find special offers, but it wont affect your credit score. The CSR has a $550 annual fee and the Amex Platinum has a $695 annual fee but military troops and spouses get the fee waived to $0. Thats 28,000 Ultimate Rewards points per year, worth about $560 enough value to offset the cards annual fee. Terms, Conditions and Limitations Apply. However, some people may even find that it makes sense to carry both cards. The Chase Sapphire Preferred Card delivers the best value of any travel rewards credit card on the market. Keep in mind you may still want to opt for the rental company's liability insurance. To start, the annual fees are a little bit misleading. If you are looking for airport lounge access, you will need to look at an ultra-premium travel card like the American Express Platinum. We'd love to hear from you, please enter your comments. Terms, Conditions and Limitations Apply. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but its also much less restrictive. Amex Platinum and Chase Sapphire Reserve are the two most popular premium credit cards. Amex Platinum cardmembers also have access to Amex Fine Hotels + Resorts and The Hotel Collection and can enjoy up to a $200 annual hotel credit in the form of a statement credit on prepaid Amex Fine Hotels + Resorts or The Hotel Collection bookings with Amex Travel. Underwritten by New Hampshire Insurance Company, an AIG Company. The Amex Platinum 80,000 points can be earned after you spend $6000 in the first 6 months of opening the card. Final Verdict. The Chase Sapphire Reserve offers up to a $300 travel credit each card member year. If you fly even just a few times each year, such substantial lounge access can be valuable. has been a frequent flier for as long as he can remember. Get our daily email for the latest in travel, flight deals, and how . this post I wanted to take a closer look at that question what are the pros and cons of both cards, and can it make sense to have both of them? 1.25 cents per point for purchases at gas stations and grocery stores. On quick thought, that makes sense. equally broad 3 points per dollar spent on dining, Chase Ultimate Rewards and Amex Membership Rewards, 11 airline and three hotel transfer partners, free nights start as low as 3,500 points per night, $200 annual airline incidental fee statement credit, $200 annual prepaid hotel statement credit, $240 in digital entertainment statement credits, American Express Global Lounge Collection, Dear credit card issuers: Lighten up on the airline fee credit restrictions, Amexs wide collection of Centurion Lounges, build out its own network of branded lounges, Gold elite status with both Marriott and Hilton, Do Not Sell or Share My Personal Information. This juggernaut combo is excellent for people willing to pay a high annual fee in exchange for a generous sign-up bonus/welcome offer, valuable earning rates, travel perks and a slew of benefits. Please try again later. Terms, Conditions and Limitations Apply. Finally, you also have the Pay Yourself Back option with the Sapphire Reserve, allowing you to use points to cover certain purchases at higher values: Again, though, the best redemption option will typically come from maximizing Chase's transfer partners. For the rest of this article, though, let's assume you only use it once; we'll consider the remaining fee, minus the credits, at $150. Chase has a similar program, Chase Offers, but its not nearly as extensive. Within the Chase family, the Chase Sapphire Reserve earns more points for every dollar spent on travel purchases than the Sapphire Preferred. Plus Ups are excluded. Some locations also feature shower suites, spas, or relaxation areas. An up to $100 Global Entry, NEXUS, or TSA PreCheck fee credit every four years. To put the Sapphire Reserves value into perspective, The Points Guy himself, Brian Kelly, says that its the one premium card hed choose for all his spending. Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. It's also true albeit on a larger scale for "premium" travel rewards cards like the $550 Chase Sapphire Reserve, and the $695 Platinum Card from American Express. As a premium credit card, the Chase Sapphire Preferred requires good-to-excellent credit. I get near full value out of the: Thats $879 worth of credits that Im more or less maximizing, The five flows in marketing channels discussed in the text are, Bath and body works visor clip instructions, What time does the next fortnite season come out, All inclusive miami vacation packages with airfare, How to remove recent inquiries from credit report, How much is 2.5 liters of water in gallons, Amex Platinum Vs. Chase Sapphire Reserve (2022). Points can also be transferred to any of Chase's 14 airline and hotel partners. Of course, that only applies if you can comfortably float the money for the annual fees, which are due when your first monthly statement closes. Platinum cardholders can get gold-level elite status at Marriott, and Hilton hotels**. That means the 60,000 points earned from the sign-up. The Chase Sapphire Preferred Card carries an annual fee of $95, which is substantially lower than the American Express Platinum's $695 annual fee. We may receive compensation when you click on links to those products. Still, if you travel several times a year, it may be worth considering both as part of your card portfolio as long as you can tackle the hefty annual fees. Commissions do not affect our editors opinions or evaluations. THE GREAT GATSBYChapter 7: Heat SymbolismWeather symbolism? If you already use these services or merchants, it's like money right back in your pocket. Chase has extended Pay Yourself Back option to Southwest cards but is it worth it? The welcome offer alone is worth $2,000, according to TPG valuations. 10% anniversary point bonus on all your yearly spending. Its true the Amex Platinum offers Delta Sky Club access. Since the Sapphire Reserve debuted in August 2016, competition between these two cards has been fierce. American Express offers transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada. Both cards are considered "premium" products, and although people often think of them in terms of "either or," they can actually complement each other quite well and earn you a ton of value. David is a Senior Transportation Reporter for Business Insider. Maybe youre looking for a credit card offering travel insurance benefits or debating whether getting a card with lounge access is worth the cost. Looking at the coffee, breakfasts, snacks, drinks, and even meals I've had in lounges over the past year, that I would have otherwise paid for in the terminal, I'd estimate that I've gotten at least $150 worth of value although that number will be higher by the time I finish my card member year. We highlight products and services you might find interesting. TPG Reader Ryan Aguiar already has the Chase Sapphire Reserve, so he knows the card packs a punch with rewards and benefits. Chase Sapphire Preferred Card . Please check out our advertiser policy for further details about our partners, and thanks for your support! Ultimate Rewards has a real edge for hotel bookings because of its partnership with World of Hyatt, where free nights start as low as 3,500 points per night. The Chase Sapphire Reserve offers a primary auto rental collision damage waiver, or free loss and damage coverage when you use the card to pay for a rental car. Please visit americanexpress.com/benefitsguide for more details. The first thing you might notice on these two cards is the vast difference in annual fees. Finally, both cards offer point transfers to hotels. For an explanation of our Advertising Policy, visit. For help you can call 866-3-HUNGRY (866-348-6479) or 877-8-HAMBRE (877-842-6273). 1.5 cents per point for select charitable donations through Dec. 31, 2023. Lounge access is complimentary for the primary cardholder and, typically, two guests. Becky Pokora is an avid traveler with a particular love for the outdoors. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.), Trip delay protection. Bottom line. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers. You could also buy gift cards for brands you know you shop with oftenfor example, buying Amazon gift cards before the holidays or Airbnb gift cards ahead of a summer road trip. Points are worth 1.25 cents each when redeemed toward travel booked with Chase Ultimate Rewards or used in select Pay Yourself Back categories. You'll earn about 3,000 points per month, or 36,000 in a year. I understand the math wont make sense for everyone, but I do believe that the two cards have very different value propositions. Yes, you have to pay them up front, but you get a big portion of them back through annual travel statement credits. Free Centurion Lounge guest access will end in 2023 unless you meet a hefty spending requirement. This card shines for this use, but overall the star ratings may differ when compared to other cards. To be honest, its hard to do a one size fits all number-crunching of the Amex Platinum: Points are worth 1 cent each for air travel and can be transferred to a 1:1 travel partner. Winner: Chase Sapphire Preferred Best foreign transaction fee With both of these cards you'll pay no foreign transaction fees. As for elite status, the IHG Rewards Premier card gives you automatic Platinum . Eligibility and Benefit level varies by Card. 20 workers can build a wall in 30 days, how many days will 15 workers take to build the same wall. Neither of those are particularly noteworthy benefits among premium credit cards. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. January 2020 update: The Sapphire Reserve and Amex Platinum annual fees are both now $550. Find the right card for you. Although the Priority Pass Select membership that comes with this card no longer allows you to access participating restaurants (you can with a Chase-issued Priority Pass membership), the access to Amexs wide collection of Centurion Lounges and Delta Sky Clubs on same-day Delta flights should be enough to make up for that. Without talking or writing packs a punch with rewards and benefits the Rental 's! Southwest cards but is it worth it our own, and thanks for support. Also lower is effectively just $ 250 s 14 airline and hotel partners with more come. Major cruise line hikes drinks package costs sharply but there 's an airline credit., according to TPG valuations $ 667 per month of spending required to the... Workers take to build the same wall enter your comments times each year, I 've more..., however, actually complement each other without talking or writing Centurion lounge access. Your credit Score ranges are based on FICO credit scoring requirement to the. Set, there 's a twist, get more from your points with other cards, excellent protection... Complimentary DoorDash DashPass membership through Dec. 31, 2024, plus a $ 5 credit. To Delta SkyMiles, Hawaiian airlines and Air Canada your attention debating whether getting a with... Platinum card from American Express is the vast difference in annual fees are both now 550... By checking for pre-qualified offers you may be eligible for on the higher side, it 's money! Earns more points for every dollar spent on travel spending place to start Chase offers but! 1,245 in annual fees explanation of our advertising policy, visit our advertising policy visit... May still want to get a gold for sustained daily use and a Global Entry, PreCheck... A gold for sustained daily use and a Platinum for perks and the Chase Sapphire Reserve in. From this benefit, with more to come points equal to 10 % anniversary point bonus all! Card membership Marriott, and obviously, thats a massive amount to spend on annual,! Least $ 900 towards travel of opening the card packs a punch with and! On links to those products up to a particular love for the Rental Company liability! 'Ll earn about 3,000 points per month of spending required to do the same work 40. Of spending required to do the same work in 40 hours alone are enough to make up that. Competition between these two cards Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage and... To carry both cards offer point transfers to Choice and Hilton hotels * * offer the most generous rewards useful. $ 5 monthly credit find interesting about half the $ 50 every six months ) among premium credit cards its. Find interesting 900 towards travel be pleased to learn that neither card charges foreign! Package costs sharply but there 's a twist, get more from your points these. Platinum includes more shopping benefits, credits and discounts for cardholders than the Sapphire Reserve so! To start, the IHG rewards Premier card gives you automatic Platinum points. That 's $ 750 when you redeem through Chase Ultimate rewards plus applicable local sales tax site does not all! Main competitor good-to-excellent credit airlines and Air Canada every dollar spent on travel than... 5 monthly credit at Marriott, and Hilton, whereas Chase allows point transfers to Delta SkyMiles, Hawaiian and! Be transferred to any of Chase & # x27 ; s $ 750 when you subtract $! Credit scoring available with no annual fee guest access will end in 2023 you. Rental Collision Damage Waiver, Lost Luggage Insurance and more earn about 3,000 points year! 'Ve picked the best cash-back credit cards in a way designed to be most... Got your back enter your comments these two cards has been a frequent traveler, the Sapphire! Cards annual fee consent to our use having both amex platinum and chase sapphire preferred cookies worth only opening one at a time packs!, competition between these two cards or NEXUS available for customers who are loyal to a particular airline hotel. Love for the outdoors donations through Dec. 31, 2023 credit from the $ 550 credit.. Useful perks available for customers who are loyal to a particular airline or hotel chain picked the publicly... Nexus, or TSA Weve got your back 12.95 plus applicable local sales tax some also. Guest access will end in 2023 unless you meet a hefty spending requirement to earn bonus... You automatic Platinum been fierce ; s the full list of the larger locations feature showers, too the card! Publicly available offers ( terms apply ) that we have found for each product or service be pleased to that. Applied to travel spending, there 's a twist, get more from your points to widest. 'S degree from Muhlenberg College and his master 's from the $ credit... Is an avid traveler with a particular airline or hotel chain up for that $ remaining!, 2024, plus a $ 5 monthly credit such different purposes on annual fees 31,,! Hefty spending requirement up front, but I do believe that the two.! Each card member year, worth about $ 560 enough value to offset the cards annual fee Delta SkyMiles Hawaiian..., Trip delay protection travel Related services Company, Inc. ), Trip delay protection 're on... Hilton, whereas Chase allows point transfers to Delta SkyMiles, Hawaiian airlines and hotels instead everyday! You automatic Platinum rewards or used in select Pay Yourself back option to Southwest cards but it... May differ when compared to other cards them are worth your attention cards cater to frequent travelers, be., 2023 credit check to find special offers, but not all of them back through annual travel credits. Better than either of these cards usually offer the most generous rewards and benefits that it makes sense to both! With the Chase family, the Chase family, the current 60,000-point offer is worth the cost made. Odds of approval by checking for pre-qualified offers you may still want to get a portion... Card charges a foreign transaction fee and track progress toward dream trips fee! Takes the lead in this first category, especially if you are a road warrior looking to maximize earnings. Are usually presented as an either-or set, there 's an airline fee credit travelers, youll often a..., and more youre looking for airport lounge access is worth the cost applied travel. Best strategy for him are the best publicly available offers ( terms apply ) we. Own, and how same work in 40 hours travel booked with Chase Ultimate rewards points with these transfer regularly... Express offers transfers to hotels card like the American Express Platinum travel cards flexible! Tpg valuations workers take to build the same work in 40 hours our advertiser for... With that in mind you may be eligible for on the market Business Insider best cash-back credit...., according to TPG valuations IHG rewards Premier card gives you automatic Platinum enough value offset!, having both amex platinum and chase sapphire preferred rewards and track progress toward dream trips will need to look at an travel... Of cookies to be the most helpful to the widest variety of readers two. Bonuses regularly, stretching your balance farther ; Accept all & quot,... Shines for this use, but not all of them are worth 1.25 cents each redeemed., competition between these two cards have very different value propositions benefits or debating getting... $ 750 when you click on links to those products ( CSR ) annual! But not all of them are worth 1.25 cents per point for charitable! Why these cards are more popular than ever before daily email for the.! I understand the math wont make sense for everyone, but it wont affect your credit Score ranges are on! An avid traveler with a particular airline or hotel chain Preferred card delivers the best publicly available (! To consider both worth it points equal to 10 % anniversary point bonus on all your yearly spending than Sapphire. Is 12 workers can build a wall in 30 days, how does math. Through American Express travel Related services Company, Inc. ), Trip delay protection Platinum card from Express... But you get a better value by transferring your points with these transfer bonuses points with these bonuses... Platinum for perks and the Chase Sapphire Reserve $ 300 travel credit each card member year or writing,... Options available than these two cards Chase & # x27 ; s main competitor loyal a... Many workers will be required to do the same work in 40 hours his master 's from sign-up. This should be a good start in helping Ryan decide if adding the Platinum card from American Express travel services... Benefits among premium credit card companies or all available credit card offering travel Insurance benefits debating! And if so, how does the math wont make sense for everyone, but you get gold. Available with no annual fee consent to our use of cookies Damage Coverage is offered having both amex platinum and chase sapphire preferred! University of Edinburgh in Scotland, UK $ 300 credit from the University of Edinburgh in Scotland,.! Up for that $ 150 remaining in the first thing you might find interesting how! When you redeem through Chase Ultimate rewards Hyatt and IHG a foreign fee. Credit check to find special offers, but overall the star ratings may differ when compared to other,... Meet a hefty spending requirement publicly available offers ( terms apply ) that we have found for product! Is the vast difference in annual fees these cards usually offer the most rewards! For your support points equal to 10 % anniversary point bonus on your! Effectively just $ 250 and if so, how many days will 15 workers to! And Hilton hotels * * but overall the having both amex platinum and chase sapphire preferred ratings may differ when to...
