It is a great place for backpackers who love to travel on a budget. While its median home value at $240,000 is a bit higher than other cities on our list, the area makes up for it with a lower cost of living in other areas. We list the top 25, ranked from least to most affordable. Known as the land of five minutes, because everything is five minutes away, Boynton Beach drew top scores for its short commute times, beautiful beaches and outdoor spaces, abundance of water sports, plentiful restaurants and shopping and plethora of 55+ communities. Its possible to find a single-family home for under $200,000 here, which isnt the case in many beach towns and, like other towns nearby, one of its best features is the ability to watch rocket launches year-round. If you love marine life, head to the Bahia Honda State Park which is one . So, based on affordability and an average price of a home here are the 7 cheapest Florida beach towns to live and explore. More: 4 ways to earn big returns outside the stock market. Located just north of Clearwater on the Gulf Coast, Tarpon Springs is a quiet community that draws retirees, snowbirds, and others. Since you don't currently live in a coastal community, this means you're going to need to pack up and move . Naples is a city of over 22,000 residents as well as the 14th largest in Florida. It is close to some fantastic beaches and has the most beautiful sunsets youll ever see. Beaches extend 33 miles down into crystal-clear waters which lend themselves beautifully to activities like surfing (or simply lazing about), fishing from boats bobbing up on shoreline just waiting for their turn. That is just the beginning. According to the Census Bureau, the average over-65 household in America requires $49,000 a year to cover everything from housing to food. Once again, Sarasota, Florida, topped the list of Best Places to Retire in the U.S., according to U.S. News and World Report's 2021-2022 data. An average house in this beautiful town costs around a million dollars. Continue reading to discover more about the most affordable beach towns in Florida and how you can go about enjoying them for yourself. They were ranked according to their median home value, average number of rooms per house, median monthly property taxes paid and monthly housing costs. Get personalized advice from a financial advisor that understands your needs. The crime rate is not the worst but higher than the state average. Vero Beachis one of thesafest beach towns in Floridathat nested between the Atlantic and the Indian River. The coastline of the Sunshine State is blessed with white or golden sugary sand, crystal clear water, and unspoiled beaches. You can also enjoy different art galleries where history comes alive. Here are seven of the nation's best 55+ communities near a beach. You will find beach towns on both coasts that are quite affordable. The city was founded in 1894 by Henry Flagler, a railroad tycoon, as a commercial center to support his railroad and hotel empire. The average house cost in Clearwater is about $210,000. All rights reserved. US News analyzed Pensacola as the best place to live in terms of the job market, education, and quality of life. You can walk around the city and learn things from the American Space Museum and Walk of Fame. The healthcare scene is also upgraded with the setting up of Sarasota Memorial Hospital. In short, Venice seems to have it all. A recent U.S. News analysis compared the 150 largest metropolitan areas in the United States as potential retirement spots, including data on housing affordability, happiness, desirability, retiree. With over 182,000 residents (2019), Fort Lauderdale can be your perfect retirement location. The Sunrise City houses one of the oldest communities in Floridas east coast and its best known for its world-class fishing. There are loads of free activities to take part in, making this one of Floridas most affordable beach towns by far. 2. Dont forget to compare health insurance rates to find an affordable policy that gives you great coverage as part of your retirement plan. What many people may not realize, however, is that there are towns where you can still enjoy the splendors of life by the sea at a more affordable price. Daytona Beach is 1 hour away from St. Augustine and 30 minutes away from West Volusia. What began as a money-maker turned into one of the most stunning resort towns in all of Florida. Naples is one of the most sought-after places to live with plenty of golf courses, shops and restaurants close by. The Bay Area Hospital treats patients of all ages, including geriatric medicine and services for the elderly and disabled. However, all of these benefits come at a cost. Most Affordable Beach Towns - 2022 Edition - SmartAsset Loading Top 50 Most Affordable Beach Towns Note: All figures shown are averages in each city. Median home prices are around $155,000. Boynton Beach Area - Florida. advisors. Be it a child or an adult everyone is crazy to visit theme parks and beaches. We have done precisely that and are now able to bring you a concise list of 10 of the most affordable beach towns that you will find in Florida today. Located on the Space Coast, Titusville may not get as much attention as its neighboring communities to the north or south, but it has much to offer its residents. There are no guarantees that working with an adviser will yield positive returns. Ocean Springs, Mississippi Population: 18,387 Median home price: $250,967 Median monthly rent: $1,350 Ocean Springs oozes small town Southern charm. Fort Pierce is famous for offering world-class fishing, Farmers Market, and other ample things to do in peace. From here you can assess Merritt Island National Wildlife Refuge, Canaveral National Seashore, and local delicacy options. The list ranges from traditional retirement destinations to bigger northern cities to some surprising places out west. BudgetTravelBuff.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. 9 spot. It is the best combination of mouth-watering food, lavish boutiques, and awesome landscapes, making it one of the best beach towns for retirement. Titusville is also called Space City, USA because this is one of the centerpieces of Floridas Space Coast which is a mile away from Kennedy Space Centre. (Florida and South Carolina ranked No. In Ocean Springs, the median home value is $174,000, the median annual property tax is $1,445 and the median monthly housing cost is $1,021. Popular attractions include the Boynton Beach Marina, Oceanfront Park, and the The Links at Boynton Beach. The biggest employment opportunity offered by Pensacola is in the tourism, entertainment, hospitality industry, and retail trade. Fellsmere, Florida Population: 5,629 Cost of Living Index: 91 Average Home Price: $171,000 (35% below Florida average) Average Rent Price: $697 per month Because of its location, you will also be able to rockets as they launch test missions periodically throughout the year. Source: SmartAsset 2022 Study Get the data Embed Bein the county seat of Sarasota County, it is different from other nearby towns. You do not have to be a race car enthusiast to enjoy all that Daytona Beach has to offer. To get the No. Beach towns in Florida are expensive but here are cheaper beach alternative that offers budget-friendly attractions, standard quality of living and low-cost outdoor adventures. In any case, let us discuss some of the best beach towns for retirement in Florida. Best Lake Towns To Retire To in the South. For education, Pensacola State College offers 100 programs making it one of the favorite places for the learners. You will never be lacking for outdoor activities to take part in. Clearwater Beach is a stunning casual beach town abuzz with good restaurants, good vibes and good opportunities. You can save on auto insurance as part of your retirement plan as well by comparing rates online. Required fields are marked *. The median annual property tax sits at $2,573 and youll pay around $1,216 in housing costs each month. You can stroll around the downtown center and the Historic District and check out the art galleries, antique shops and Greek eateries around the area. This is a great way to meet other local residents as well. Living out your golden years in this city wont cost you much, when the median monthly housing cost is only $981. According to a survey by the Transamerica Center for Retirement Studies, 67% of Generation Z workers are saving money via employer-sponsored retirement plans and/or outside the workplace. Southwestern Florida starts just above Tampa and goes south to Marco Island. Pensacola, a small beach town in Floridais accessible from New Orleans, Mississippi, Gulfport, Mobile, Alabama, and many southern cities. Clearwater offers highly-ranked workplaces culture like Marketopia, Baycare Health System, Vology, Honeywell Aerospace and many more. Saving for retirement may soon be mandatory with employers automatically enrolling new hires into plans when eligible. Pensacola Beach is a popular attraction spot attracting tourists all over the world. My retirement income is $95,000 a year, and I want a walkable, affordable beach town to spend the winter. Myrtle Beach, SC. Sugar Sands - Riviera Beach, FL Low $200s - High $600s Sugar Sands is a 55+ condominium community located right off the Intracoastal Waterway. NASCAR has its headquarters offering a large number of job opportunities to the youth. Tamarindo is an expat-popular beach town on the coast of Guanacaste Province in the northwest of Costa Rica. And explore the scenic trails at the Clam Bayou Nature Park. But, Key West is better than Florida Keys in terms of bumping nightlife, shimmering sunset views, great food, and historic buildings like Hemingways Home. South Daytona, Daytona Beach Shores, Indigo lakes, and Ortona Homesare preferred by retired people in Florida. The most affordable Florida beach towns are: Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. The City of Fort Lauderdale offers a strong employment market as well as being home to some amazing beaches. However, the unique powdery white quartz sand on Siesta Beach is one of the main and well-known attraction spots. Update: There's a New, Easier Option To Move 401(k)s When You Change Jobs The most affordable Florida beach towns are: Titusville Sebastian Port Charlotte Fort Pierce Daytona Beach Venice Palm Bay Melbourne Beach Port Orange Tarpon Springs Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. (2023)Continue, The blog takes you miles and miles of thebest Florida beaches for couplesto plan the best memorable trip. is in violation of the regulations of this system. Downtown Delray Beach is a lively area with lots of activity happening all the time. With its warm climate, myriad of beaches and parks and good cost of living score, Delray Beach in Southeast Florida claimed the No. If you do not have permission, continuing to attempt to access this site and its resources There are some great restaurants lining both bayside thoroughfares where fresh seafood reigns supreme (and opposing ends have tons of shopping options), not forgetting championship 18 hole layouts perfecting any skill level too. Wise up with top stories and timely tips Tuesdays and Thursdays. It sits just across from Tampa Bay and has clear blue waters for miles upon end along its beautiful beaches. If you already have a boat, you will find a home in Tarpon Springs. An Agent Publishing Company. St. Augustine, Florida is a city that was established by Spanish conquistador Pedro Menendez de Aviles in 1565. For those who arent car enthusiasts, theres still plenty of attractions, such as The Peabody Auditorium, where nationally recognized performers and stage presentations are offered. Best Beach Town in Florida to Retire- Siesta Key is also on our Best Place to Retire in Florida list because it's very close to two hospitals highly rated by Medicare. Seaside living doesnt mean bankruptcy. community with a lot of the benefits of living. Breweries in Tampa will fill your youthful soul and thirst. It is a small town in Florida that has a population of roughly 6,500 people. You will also benefit from a coastline that has been largely immune from any type of tourist boom over the years. Known as the "land of five minutes," because everything is five minutes away, Boynton Beach drew top scores for its short commute times, beautiful beaches and outdoor spaces, abundance of water sports, plentiful restaurants and shopping and plethora of 55+ communities. Truly named the Sunshine State, Florida is always on the wishlist of everyone. The median home value is $168,600, property taxes will cost you around $1,567 each year and housing expenses come to about $870 a month. Fort Pierce is themost affordable place to live in Florida near the beach,offering gorgeous views of the Atlantic Ocean. It is centrally located between Sarasota and Fort Myers and is also close to major cities, such as Tampa to the north and Naples to the south. 12 Crucial Snowbirds Facts. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Live everyday like youre on vacation in Dunedin. Meanwhile, Forbes Magazine numbers indicate Cape residents enjoy 4 percent fewer expenses than their peers nationwide, meaning you will be getting more bang for your buck here. 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